Ways to stay legally
Second Home Visa (index E33) – Indonesia
Who it is for
People with substantial savings or property who want a long-term base in Indonesia without an employer, company or local sponsor. There is no age requirement, so it fits younger people with capital as well as retirees. It is not a work or business-operating visa. Retirees aged 60+ and remote workers have separate, cheaper permits (E33E/E33F and E33G).
Requirements
- Passport valid for at least 36 months (some providers cite 6 months on the application form; check the current official requirement on the immigration eVisa portal).
- Recent colour photo, CV and travel itinerary.
- Personal bank statement showing a balance of at least USD 2,000 over the last 3 months (per the eVisa criteria as summarised by a visa-consultancy blog).
- Proof of living expenses and an address in Indonesia.
- A commitment letter to meet one financial condition within 90 days of arrival:
- a deposit in your own name at a state-owned bank (Mandiri, BNI, BRI or BTN). Older sources and most consultancies say USD 130,000; some newer providers quote IDR 2 billion. Confirm the current figure on the official eVisa portal before transferring money; or
- a flat/apartment or other qualifying property worth at least USD 1,000,000 (foreigners can hold only Hak Pakai right-of-use or long leasehold, not freehold).
- The deposit must be kept for the whole validity of the permit.
- Family members apply on the main holder's visa and need the holder's valid visa plus their own documents.
Duration
5 or 10 years, with multiple entries. Common description: an initial permit of up to 5 years, extendable online through the immigration eVisa system to a total of 10 years (some providers sell a 10-year option from the start; check the current rules). The regulatory basis cited by lawyers is Regulation No. 22 of 2023 as amended by No. 11 of 2024. On arrival the electronic stay permit (e-ITAS) and re-entry permit are issued at the immigration checkpoint if conditions are met.
Cost
Government/agent fees are not consistently published. One agency lists about IDR 30,000,000 for the 5-year visa and around 5 working days' processing, but treat that as indicative and expect agent service fees on top. The real cost is the capital: about USD 130,000 (or IDR 2 billion) locked in a state bank, or a USD 1M property plus purchase costs.
Allowed
- Living anywhere in Indonesia for the permit's validity, with multiple entries
- Making investments and managing your own property and personal affairs
- Bringing eligible family members
- Owning property through Hak Pakai (right of use), subject to the rules
- Working remotely for a foreign employer or clients abroad (stated by several consultancies; confirm with immigration)
Not allowed
- Working for an Indonesian company or taking local employment
- Earning income from Indonesian sources
- Letting the deposit fall below the required amount during the permit
- Using a nominee (a local person holding property on your behalf) to get around the freehold-land ban
Risks
- The permit is conditional: it lapses if you do not prove the deposit or property within 90 days of arrival.
- Sources disagree on the deposit amount (USD 130,000 vs IDR 2 billion) and some guides use an obsolete 'B213A' code, which is not on the official visa index. Check the immigration eVisa portal.
- Immigration can check the balance, so withdrawing money breaks the conditions.
- Mostly commercial agencies publish the details; fees and conditions change, so verify with Directorate General of Immigration before paying an agent.
- The account must be in your own name at a state-owned bank, not a private or foreign bank.
- Do not confuse it with the E33E retirement or E33G remote worker visas, which have different requirements.
Step-by-step plan — in Expatlas Pro
The full text is available in the app with an Expatlas Pro subscription.
This is not legal advice. Rules change — check official sources or a professional before you act.
Sources
- Emerhub — Second Home Visa Indonesia (E33): Requirements, Deposit, and How It Works
- CPT Corporate — Second Home Visa Indonesia 2025: deposit, property rules and who qualifies
- Spun Global — Indonesia Second Home Visa: Eligibility and Requirements
- Legit.ng — Indonesia Publishes Minimum Account Balance Required for 5-Year Second Home Visa
- XPND — Dependent KITAS for Second Home Visa Holders in Indonesia
- Private.law — Indonesia nomad visa and Second Home work/tax rules
- Golden Harbors — Indonesia Residence Permit 2026: KITAS, KITAP, and Golden Visa Guide
- Live Long-Term in Indonesia | Second Home & Golden Visa – PNB Immigration Law Firm
- E33 Second Home KITAS – visa product page
- Second Home KITAS (E33) – ILA Global Consulting
- E33 Second Home Visa – East Islands Group